FREE review of your books ✉️ hello@finsightic.com
‹ Bangladesh
Free tools

The spreadsheets we actually use, yours to take.

These are the working files behind a monthly close, a cash forecast and a hiring decision. Download them and use them. There is no form, no email address to hand over and nothing to sign up for.

Calculator

What an accountant on your payroll really costs.

Owners compare our fee against a salary. That is not the comparison. Put your own numbers in and see the one that is.

True cost per month

৳ 0

Over a year

৳ 0

Enter a monthly salary to see the loaded cost.

Every line here is a box you fill in, not a rule we are asserting. Festival bonuses are customary or contractual rather than a single fixed statutory figure, and provident fund only applies where a scheme exists. Use your own contracts. Leave a box at zero if it does not apply to you.

And the number still leaves out the parts that have no invoice: nobody checking the work, no cover when they are ill, and everything they learned walking out with them when they resign.

Compare it against our fee

Templates

Fifteen spreadsheets, grouped by the problem they solve.

Excel files, no currency hard coded into them, so they work in taka without editing. Direct download.

Run the month

The recurring work. If these four are in place a month closes in days rather than weeks.

Monthly close checklist

Every task that has to happen between the last day of the month and a set of numbers you can trust, with who does it and by which business day.

Download .xlsx

Chart of accounts

A starter chart of accounts for a growing company. Most books that need cleaning up were coded into a list nobody designed.

Download .xlsx

Receivables and payables aging

Who owes you, how long it has been, and what you owe. The single most useful sheet in a business waiting on payment.

Download .xlsx

Budget against actuals

What you planned, what happened, and the gap named line by line so the conversation is about causes rather than surprises.

Download .xlsx

Know where the cash is

Profit and cash are different questions. These answer the second one.

Cash flow forecast

Money in and money out, week by week, so you see a shortfall while there is still time to do something about it.

Download .xlsx

Runway calculator

How long the money lasts at the current burn, and what changes if you cut or raise.

Download .xlsx

Revenue recognition schedule

For advances, retainers and anything billed before it is delivered. Cash received is not revenue earned.

Download .xlsx

Plan and hire

Before you commit to a cost you cannot easily reverse.

Hiring plan

Roles, start dates and loaded cost on one sheet, so a hiring plan is a cash plan rather than a wish list.

Download .xlsx

Financial model

Drivers, revenue build, costs and headcount, with the assumptions in one place where they can be argued with.

Download .xlsx

Show it to someone outside

Investors, a board, a lender or a partner. What they ask for, in the shape they expect it.

Investor and board update

Numbers, commentary and asks, in the format people who read a lot of these are used to.

Download .xlsx

Cap table and dilution

Who owns what now, and what a round does to that. Worth having before the conversation, not during it.

Download .xlsx

Recurring revenue metrics

Retention, churn, expansion and the rest, for a subscription or contract based business.

Download .xlsx

Fix how the work is done

The operational side. Useful when the numbers are late because the process is, not the accounting.

Standard operating procedure

One process written down properly, so it survives the person who has been doing it from memory.

Download .xlsx

Process audit worksheet

Walk a process end to end and mark where it stalls, who touches it and what is done twice.

Download .xlsx

Software spend audit

Every subscription, what it costs a year, who uses it and whether anything else already does the job.

Download .xlsx
What is not here

The Bangladesh specific calculators, and why we have not published them.

A VAT calculator, a TDS deduction table, a gratuity calculator and a provident fund calculator are the obvious things to build for this market, and people search for all four.

They are also the four where being out of date is worse than being absent. Each one depends on a current rate or a current rule, and a number published here and left alone becomes wrong quietly, without anyone noticing, while people go on using it. We would rather not put our name on a figure we are not maintaining.

If you need one of these for a real decision, write to us and we will check the current position and tell you, or point you to the licensed firm that should be answering it.

Or let us look at the real thing.

Fifteen minutes and a look at your books, no charge. We say honestly whether we can help, and what it would cost.